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Microloan

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A microloan is a modern kind of solution to financial problems.

Microloans are issued to citizens who have a permanent residence permit in the city or region where the lending Branch is located. Abovementioned citizens should be capable of acquiring and exercising civil rights in accordance with the Civil Code of the Republic of Uzbekistan, possess stable income sufficient to repay microloan and pay interest on it within the terms established by the loan agreement. Microloans are provided by transferring funds to plastic cards, with the purpose of purchase of goods, services (and others), for a period up to 36 months.

Microloan for customers with permanent income:

   Amount

  Term

 Percentage rate 

Types of microloan security

 Up to 50.0 million sum 

 12 months 

28%

 - the guarantee of an individual who has a permanent 

 place of work and a permanent salary or guarantee of a legal entity;

 -  insurance coverage;
 - pledge in the form of real estate;
 - pledge in the form of a vehicle.

24 months

29%

36 months

30%

Microloan for self-employed persons:

Amount

Term

 Percentage rate 

Types of microloan security

 Up to 50.0 million sum 

 12 months 

28%

 - pledge in the form of a vehicle. 

24 months

29%

36 months

30%

Microloan for employees of the education and healthcare system with work experience more than 1 year:

Amount

Term

Percentage rate

Types of microloan security

 Up to 50.0 million sum 

 12  months 

26 %

 - the guarantee of an individual who has a permanent place of work and a permanent salary or guarantee of a legal entity; 

- insurance coverage;
 - pledge in the form of real estate;
 - pledge in the form of a vehicle.

24 months

27 %

36 months

28%

Microloan for employees of organizations with more than 1 year of work experience, receiving salaries and equivalent incomes on the basis of the salary project of PJSB “Trustbank”

Amount

Term

 Percentage rate 

Types of microloan security

 Up to 50.0 million sum 

 12  months 

24 %

 - the guarantee of an individual who has a permanent place of work and a permanent salary or guarantee of a legal entity;

- insurance coverage. 

24 months

 

25 %

36 months

26 %

The borrower/client provides the following documents for a microloan:

a) an application for a microloan;

b) passport (residence permit);

c) certificate confirming the client's income during the last 12 (twelve) months, if the borrower/client has been working for less than 12 months, then the certificate must indicate the income received during the period of work;

d) a copy of the taxpayer identification number (STIR) certificate;

e) other types of collateral not prohibited by law.

You can get more detailed information by phone:

Branch of the Bank Phone number
1 Operating branch (+99871) 207-62-84
2 «Tashkent» Branch (+99871) 230-40-92
3 «Darkhan» Branch (+99871) 237-06-45
4 Yakkasaray branch (+99871) 255-18-70
5 Andijan branch (+99895) 202-03-10
6 Namangan Branch (+99869) 223-19-65
7 Samarkand Branch (+99866) 237-74-02
8 Termez Branch (+99876) 227-35-00
9 Karshi Branch (+99875) 227-25-25
10 Fergana Branch (+99873) 244-40-28
11 Jizzakh branch (+99872) 226-20-16
12 Bukhara branch (+99865) 505-06-06
13 Bektemir branch (+99855) 901-10-10

Contact phones of the Retail Business Department: (+ 998 71) 207-36-44 the internal number - (11272)



Calculator

Enter amount of loan required
Select number of months for loan repayment
The cost of insurance, the client can fill at their own request. If the corresponding fields (cells) are not filled in by the client, then alternative costs are calculated automatically by the website
The cost of property valuation, the client can fill at their own request. If the corresponding fields (cells) are not filled in by the client, then alternative costs are calculated automatically by the website


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