Microloan

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A microloan is a modern kind of solution to financial problems.

Micro-Loan — a modern solution to financial challenges. Micro-loans are available to individuals at attractive interest rates and on convenient terms, disbursed in national currency either in cash or via a card issued at any of the Bank's service offices.
For clients with a permanent income

Amount	up to UZS 100 million
Term	up to 12 months	up to 36 months	up to 60 months
Interest Rate	29%	30%	31,9%
Types of Security	- A loan default insurance policy covering up to 50 percent of the total loan amount; - An optional third-party guarantee as additional collateral from an individual with a positive credit history and verified income.

For self-employed individuals:

Amount	Term	Interest Rate	Collateral
Up to UZS 50,000,000	12 months	28%	— Pledge of motor vehicle
	24 months	29%
	36 months	30%

For employees of organizations receiving wages and equivalent income via the payroll project of Trustbank PJSB, with over 1 year of work experience, as well as for employees of the education and healthcare systems

Amount	up to UZS 100 million
Term	up to 12 months	up to 36 months	up to 60 months
Interest Rate	25%	26,5%	27,9%
Types of Security	- A loan default insurance policy covering up to 50 percent of the total loan amount; - An optional third-party guarantee as additional collateral from an individual with a positive credit history and verified income.

The borrower/client provides the following documents for a microloan:
a) an application for a microloan;
b) passport (residence permit);
c) certificate confirming the client's income during the last 12 (twelve) months, if the borrower/client has been working for less than 12 months, then the certificate must indicate the income received during the period of work;
d) a copy of the taxpayer identification number (STIR) certificate;
e) other types of collateral not prohibited by law.
Sample loan agreement form (download)
CHECKLIST provided to the borrower/client prior to execution of the microloan agreement
You can get more detailed information by phone:

№	Names of banking services offices	Phone numbers
1	Operational Banking services office	(+99871) 207-62-84
2	BSO “Toshkent”	(+99871) 230-40-92
3	BSO “Darxon”	(+99871) 237-06-45
4	BSO “Yakkasaroy”	(+99871) 255-18-70
5	BSO “Andijon”	(+99895) 202-03-10
6	BSO “Namangan”	(+99869) 223-19-65
7	BSO “Samarqand”	(+99866) 237-74-02
8	BSO “Termiz”	(+99876) 227-35-00
9	BSO “Qarshi”	(+99875) 227-25-25
10	BSO “Farg‘ona”	(+99873) 244-40-28
11	BSO “Jizzax”	(+99872) 226-20-16
12	BSO “Buxoro”	(+99865) 505-06-06
13	BSO “Bektemir”	(+99855) 901-10-10
14	BSO “Raqamli”	(+99855) 506-07-60

Contact phones of the Retail Business Department: (+ 998 71) 207-36-44 the internal number - (11272)

Calculator
Loan amount (soum): Enter amount of loan required
Loan term (month): Select number of months for loan repayment
Interest rate (%):
Collateral:
Insurance expenses: The cost of insurance, the client can fill at their own request. If the corresponding fields (cells) are not filled in by the client, then alternative costs are calculated automatically by the website The costs of property valuation: The cost of property valuation, the client can fill at their own request. If the corresponding fields (cells) are not filled in by the client, then alternative costs are calculated automatically by the website

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Microloan

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